Under the Fair Credit Reporting Act (FCRA), credit bureaus must report accurate information.

If your bankruptcy was discharged, but it’s still impacting your credit report, you may be eligible for compensation.

Things Credit Bureaus CANNOT Do:

Start Your Case Review

This will be a few short questions, and if we take the case, there will be no fee unless we win.

In order to do a case review, we just need the answers to a few short questions. You will also input your contact info and select the best method of communication

Name

Phone

Date of Birth

Last Four Digits Of Your SSN

Incorrect Bankruptcy Data Showing Up on Your Credit Report?

Debt Collectors Break the Law When They…

Submit Info

Simply fill out our quick and easy questionnaire and send us any supporting documents. It’s that simple!

We Investigate

Our experts will review your report and file formal disputes on your behalf

You Get Results

We’ll fight to remove errors—and you may be entitled to $1,000+ in damages!

Under the FCRA, your rights are violated if:

Your credit report still shows debts that were discharged in bankruptcy
Creditors continue updating discharged accounts as "active" or "past due"
The bankruptcy shows on the wrong accounts
Disputes to the bureaus go unresolved or ignored
Public record data is inaccurate or outdated

💡 If you’ve seen any of these errors, you could have a case worth $1,000 or more!

Things Credit Bureaus and Furnishers CANNOT DO

Keep reporting debts that were cleared in bankruptcy
List your bankruptcy on accounts it doesn’t apply to
Report your bankruptcy more than once
Fail to investigate disputes within 30 days
Share inaccurate bankruptcy info with lenders or employers

🛑 These practices are illegal under federal law.

Know Your Rights Under the Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act ensures accurate, fair, and private reporting of your financial data.

Here’s How It Protects You:

Credit bureaus must correct or delete errors in your credit report
They must investigate disputes within 30 days
Furnishers (like banks) must update or remove incorrect information
They must stop reporting outdated or inaccurate bankruptcy data

Examples of Violating Companies:
Big names like Equifax, TransUnion, Experian, and even banks and debt buyers can be held accountable.

Accuracy. Integrity. Advocacy

Call Us: (929) 333-2638

Email Us for help

Start Your Case Review

Incorrect Bankruptcy Data Showing Up on Your Credit Report?

Submit Info

We Investigate

You Get Results

🛑 These practices are illegal under federal law.

Contact

Quick link

Get A Free Case Review